Lack of Health Insurance Linked to Lower Rates of Critical Hospital Transfers

Wed 27th Aug, 2025

Recent research indicates that individuals without health insurance are significantly less likely to be transferred to specialized hospitals for life-saving interventions. This study, conducted by researchers at the University of Michigan and published in the journal JAMA Network Open, sheds light on the disparities faced by uninsured patients in accessing critical care.

The research team, led by experts in pulmonary and critical care medicine, sought to investigate the factors influencing hospital transfer decisions for critically ill patients experiencing acute respiratory failure. These transfers are crucial, as treatment at high-volume specialty hospitals is associated with improved survival rates for patients requiring ventilator support.

The study analyzed data from over 700,000 critically ill patients across the United States who were on ventilators from 2017 to 2021. The cohort consisted of various insurance statuses: more than half were covered by Medicare, 19% by Medicaid, 18% by commercial insurance, and 6% were uninsured.

Findings revealed that approximately 4% of patients underwent inter-hospital transfers, with 37% either dying or being discharged to hospice care. Alarmingly, the odds of transfer for uninsured patients were nearly half that of those with commercial insurance. Furthermore, those insured by Medicare or Medicaid were also less likely to receive transfers compared to their commercially insured counterparts. It was noted that uninsured patients experienced delays in transfers, occurring later in their hospital stays compared to patients with commercial insurance.

Additionally, the study highlighted a concerning correlation between lack of insurance and increased mortality rates. The data suggested that uninsured patients faced significantly higher odds of death than those with commercial insurance. This raises critical questions about the role insurance status plays in healthcare access and outcomes for seriously ill patients.

The authors emphasized the need for further evaluation of hospital transfer policies to ensure equitable access to critical care services. They pointed out that while laws exist to ensure emergency care, there are gaps when it comes to advanced treatments requiring transfers to specialized facilities.

This research contributes to the growing body of evidence indicating that health insurance status has a profound impact on the treatment options available to critically ill patients and underscores the urgent need for policy reforms aimed at improving healthcare access for all individuals, regardless of their insurance status.


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