Allianz Private Krankenversicherung AG - German Private Health Insurance Leader


Your Trusted Partner for Private Health Insurance in Germany



Allianz Private Krankenversicherung AG is a premier provider of German private health insurance, known for its comprehensive and flexible policies tailored to individual needs. Based in Munich, Allianz is a subsidiary of Allianz Germany AG, a globally recognized financial giant. Established in 2003, it has consistently delivered outstanding health insurance solutions for German residents, expatriates, and professionals, earning a reputation for reliability and innovation.
Important: In Germany, health insurance is mandatory for all residents. You must choose between public and private health insurance from a licensed German provider.
Allianz simplifies the process of securing private health insurance, particularly for expatriates, by offering user-friendly solutions and partnerships with trusted entities like *The Eye Newspapers*. Allianz ensures that navigating Germany's complex health insurance system is seamless, whether you're newly arrived or a long-term resident.

Comprehensive Guide to Health Insurance in Germany

Germany’s healthcare system includes two primary options: Public Health Insurance (GKV) and Private Health Insurance (PKV). Choosing the right coverage is essential for meeting both legal requirements and personal healthcare needs.

Public vs. Private Health Insurance: Key Differences

- Public Health Insurance (GKV): Available to all residents, with premiums based on 14.6% of gross salary, split equally between employer and employee. Dependents, including non-working spouses and children, are covered at no additional cost. - Private Health Insurance (PKV): Accessible to individuals earning over €69,300 annually (2024 threshold) or those who are self-employed or freelancers. PKV offers premium benefits such as:
  • Faster access to specialists and treatments
  • Private hospital rooms and advanced care
  • Wider selection of medications
  • Comprehensive international healthcare coverage
Note: PKV premiums are based on age, health, and selected coverage, and dependents require separate policies.
While PKV offers extensive international coverage, always verify specifics with your provider before traveling.

Why Allianz is the Best Choice for German Private Health Insurance

Allianz is renowned for its customer-centric approach, offering exceptional benefits that make it a standout in Germany’s private health insurance market. Key features include:
  • 24/7 English-speaking support for expatriates and international clients
  • Customizable plans to suit various lifestyles and medical needs
  • Access to an extensive network of top-tier medical providers and specialists
  • Specialized policies for self-employed individuals, freelancers, and high-income earners
  • Competitive international healthcare solutions for frequent travelers
Allianz ensures that you receive unparalleled care and support, guiding you through every step of your health insurance journey in Germany.

Making the Right Choice

Selecting the ideal health insurance plan requires considering key factors:
  • Do you need family coverage for dependents?
  • Are you looking for English-speaking medical services and customer support?
  • Does your income exceed the PKV eligibility threshold?
Allianz’s experienced advisors are ready to assist you in choosing a plan that aligns with your circumstances, offering peace of mind and top-quality healthcare coverage.

Explore the Allianz Advantage

Allianz continues to innovate in Germany’s health insurance sector, ensuring clients benefit from cutting-edge services and robust policy options. As a leader in German private health insurance, Allianz is your trusted partner for safeguarding your health and well-being. Contact Allianz today to receive personalized advice and discover the best health insurance solution for you. Whether you’re an expatriate, a professional, or a family in Germany, Allianz has you covered.



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